The Side Effects of Endorphins

Don’t Overthink

A blonde walks into a bank in New York City and asks for the loan officer. She says she’s going to Europe on business for two weeks and needs to borrow $5,000. The bank officer says the bank will need some kind of security for the loan, so the blonde hands over the keys to a new Rolls Royce. Everything checks out, and the bank agrees to accept the car as collateral. The bank’s president and its officers all enjoy a good laugh at the blonde for using a $250,000 car as collateral against a $5,000 loan. An employee of the bank then drives the car into the bank’s underground garage and parks it there.

Two weeks later, the blonde returns and repays the $5,000 and the interest, which comes to $15.41. The loan officer says, “Miss, we are very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled. We checked you out and found that you are a multimillionaire. What puzzles us is: why would you bother to borrow $5,000?” The blonde replies, “Where else in New York City can I park my car for two weeks for only $15.41 and expect it to be there when I return?”